Berkeley Banking Rates » CD Rates

Berkeley CD Rates

To protect your assets, you have no choice but to stay actively involved with how your money is invested. Don’t leave your hard-earned cash sitting in low-interest bearing accounts. You could do better than that. With Berkeley Banking Rates, start exploring top CD rates and invest accordingly.

You can also research the credit union CD rates and best money market rates — whatever your preference. Make your money work for you, and you’ll thank yourself down the road when you can afford to take that summer vacation or spend a little more at Christmas.

Current Berkeley CD Rates News

Best Berkeley CD Account Rates

Featured Rate		Bank / Credit Union	Account Type
1.90% As of July 23, 2010	View Rate Details	Discover Bank	CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)		Bank / Credit Union	Account Type
2.50% As of July 23, 2010	View Rate Details	Northeast Community Credit Union	CD Account
2.27% As of July 21, 2010	View Rate Details	Stanford Credit Union	CD Account
1.92% As of July 21, 2010	View Rate Details	Charter Oak Bank	CD Account
1.92% As of July 21, 2010	View Rate Details	Kaiperm Credit Union	CD Account
1.80% As of July 21, 2010	View Rate Details	Chevron Credit Union	CD Account
1.60% As of July 27, 2010	View Rate Details	Community First Credit Union	CD Account

	Rate Change	Date
Cd Credit Union - 2 Year CD Account	1.28% to 1.11%	Jul 29, 2010
Cd Credit Union - 12 Month CD Account	0.75% to 0.65%	Jul 29, 2010
Cd Credit Union - 6 Month CD Account	0.55% to 0.35%	Jul 29, 2010
Pacific Postal Credit Union - 2 Year CD Account	0.98% to 0.95%	Jul 28, 2010
Pacific Postal Credit Union - 12 Month CD Account	0.88% to 0.85%	Jul 28, 2010
Pacific Postal Credit Union - 6 Month CD Account	0.58% to 0.55%	Jul 28, 2010

See All CD Account Rates

Your Credit and CD Rates

A Certificate of Deposit, or CD is similar to a savings account in that it earns interest, but different in that you can set a length of time (anywhere from 3 months to 5 years) that you will not touch your savings. The reason you may choose this option is that banks typically offer higher interest rates because they know you are not going to withdraw the money. Banks can then loan your money out, and pay you a higher Bank Rate to allow you to earn even more money.

Most investing options do not require a strong credit score to become an investor. However, there are a few who do, particularly high interest rate savings accounts. Even if they do not require a credit check, it is a good idea to always remain on top of your credit.

Get a free credit report today.

Best CD Rates, IRAs and Investments in Berkeley

Berkeley Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local Berkeley credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. Berkeley Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

More From Our Partners

Recent CD Rates Articles from Go Banking Rates

Check Rates in These Cities Near Berkeley:

Serving the Following Berkeley Zip Codes:

Covina	Mill Valley	Ventura
Oxnard	Redding	Concord
Encino	Santa Ana	Fremont
Novato	Santa Rosa	Manhattan Beach
Van Nuys	Chico	Palo Alto

94701 94702 94703 94704 94705 94706 94707 94708 94709 94710 94712 94720

Other Berkeley Specials: Berkeley Insurance Rates