Berkeley Mortgage Rates

Moving to Berkeley? You’ll enjoy easy access to San Francisco, Silicon Valley, wine country, and all of the wonderful things that Bay Area living has to offer. Because it garners something of a utopian reputation, housing in the Berkeley is extremely expensive. Be sure to do your homework with Berkeley Banking Rates, where you can research the best mortgage rates for you.

Whether you’re looking for a condo or a house in the Berkeley area, Berkeley Banking Rates could help you find a mortgage that suits you.

Mortgage
Home Equity
Auto
Credit Card
Savings

Type	Rate	Avg Points
30 year fixed mortgage	5.10%	0.700
15 year fixed mortgage	4.83%	0.700
5 year ARM	5.57%	0.700

Type	Rate	Avg Points
HELOC variable	5.26%	N/A

Type	Rate	Avg Points
60 month new car loan	6.17%	N/A
36 month user car loan	0.00%	N/A

Type	Rate	Avg Points
credit card non reward	8.07%	N/A
credit card reward	9.50%	N/A
prime rate	3.25%	N/A

Type	Rate	Avg Points
bank savings account	0.15%	N/A
bank money markey account	0.97%	N/A

Recent Mortgage Rates News

December 16, 2008

10-year bond yield drops 23 basis points; moves could cut mortgage ...

The central bank's commitment to lowering mortgage rates likely spurred buying of 10-year and 5-year Treasury notes, Spinello said. As mortgage rates drop ...

December 30, 2008

Fed to start buying mortgage securities next month

Mortgage rates dropped significantly after the announcement, sparking hope that home buyers will be lured back into the real-estate market by the cheaper ...

Compare Rates of Berkeley, CA Mortgage Lenders

Berkeley Banking Rates can connect you with mortgage lenders offering the best rates based on your current credit score. If you’re looking for a local Berkeley, CA mortgage lender, send us your information today and we will help you compare rates.

Articles

Knowing your credit score pays off as this is used by lenders and credit card companies to decide whether to lend you money and at what interest rate. The score ranges from 300 to 850 — the higher the better. Seattle resident Jenny Chang said she didn’t realize “how everything in your life will depend on credit” — buying a car or a house, even renting an apartment or getting a job.

Berkeley, CA Mortgage Rates and Your Credit Score

Your credit score will affect the rates you are offered on your Berkeley, CA mortgage. If you want the lowest mortgage rates, aim for a credit score that is considered “good” or “excellent”. Don’t know your credit score? Berkeley Banking Rates recommends GoFreeCredit.com where you can get your free credit report and score.

Types of Mortgage Loans

There are many types of mortgage loans. Whether Berkeley, CA homeownership is a dream you’re working toward, or you’re looking to add to your property investments, Berkeley Banking Rates can help you find the best mortgage rates. The most popular types of mortgages are:

Fixed Rate Mortgages
Adjustable Rate Mortgages (ARMs)
Refinance Mortgages

No matter what type of mortgage seek, we connect you with lenders who offer adjustable rate mortgages or fixed rate mortgages, and if you’re looking to refinance you Berkeley, CA mortgage loan, we can help you, too.

Berkeley Banking Rates